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Make a Mobile Home Your First Home to Save on Insurance and More
After years of cramped apartments, annoying roommates, and high rent, the idea of owning your own home can fill your brain to the point of bursting. First time home buyers should consider the benefits of purchasing manufactured housing before applying for a home loan.
Going Mobile can save you money from the start
Buying manufactured housing can save a lot of money compared to buying a regular house. Depending on location, lot size, and the house’s condition, a house can cost upwards of $110 a square foot. If you’d rather build your house, you’ll still spend at least $80 a square foot. Mobile homes cost roughly half as much, and it’s easier to find land suitable for mobile homes.
Mobile homes can be custom homes too
You can customize your mobile home with skylights, fireplaces, bay windows, whirlpools, built-in bookcases, and entertainment units - virtually any feature available in a custom site-built home. Now that manufactured housing can come with awnings, decks, and pitched roofs with shingles, many people can’t tell the difference between a mobile home and its traditional home neighbor. They’ll never know how much you’re saving on insurance for your mobile home either.
Get piece of mind for less than you think
Mobile home insurance policies can cover much more than traditional homeowners insurance, and be a lot less expensive as well. In many cases, mobile home insurance will still apply even if you take off the axels and wheels, setting the home on a permanent foundation. For the best rates, get a free quote from experienced agencies like Premere General Agency. You will enjoy better service and benefit from the knowledge of an agency that specializes in insurance for mobile homes.
Going Mobile is also cheaper in the long run
Because mobile home loan packages are treated like a mortgage, you can often get a lower interest rate than you might for a traditional home loan, potentially saving yourself thousands of dollars over the course of loan.
Premere General Agency works with many mortgage brokers and mobile home retailers to help include the cost of mobile home insurance in the retail purchase, and make the entire mobile home insurance process as painless as possible. Visit www.premereagency.com/quote.php for a free mobile home insurance quote, and to learn more reasons why you should consider manufactured housing as your first home.
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